Expecting the unexpected!

10 April 2019

Senior Financial Adviser, Matthew Davey, shares his experience of how, sometimes, life can take you by surprise!

On the 26th of January, my wife, Rebecca and I went to bed as normal, blissfully unaware of the chaos that was about to descend upon us that night. 

Rebecca was quite far along her pregnancy journey with a due date of the 14th of February, Valentine’s day, so nice and easy to remember. We were relatively relaxed thinking, we’ll get January out of the way before we start to pack the overnight bag and wash the baby clothes with plenty of time to prepare for the arrival of our baby. That, however, turned out to be a big mistake! 

During the night Rebecca started to show the early signs of going into labour. Hurried preparations went on through the night, the overnight bag was packed at 3 am, (somehow managing to not forget anything), and the washing machine was working overtime throughout the night ready for the new arrival to have wearable clothes... many stressful hours passed... and shortly after 1:30 pm on the 27th of January all of the stress and rushing around was forgotten about as we saw our son Alex for the first time.

 

Taking baby steps

Since Alex was born it has been a huge learning curve, for some reason one of the most important, fragile, complex things you have in life doesn’t come with a manual?! We’ve never felt more ‘thrown in the deep end’, having to learn the basics such as changing nappies (a lot of them!), dressing him, using the car seat, to things that I would never have previously thought of, such as, what temperature you should have a room set to.

All this being said, natural instincts take over and everything somehow seems to just come together. We still can’t take our eyes off him, every little facial expression he pulls, every noise he makes simply fills us with pride.

 

Time to reflect

A couple of weeks after our lives changed forever by Alex’s arrival, the dust started to settle and my wife and I started to feel like we were getting everything under control and we had some time to reflect. 

Being a financial adviser, specialising in mortgages and protection, I started to think about our life, our future and what we’d do if anything were to ever happen to either of us.

 

Be prepared

After the unexpected early arrival of Alex, it made me think how unpredictable life can be. You can’t prevent things from happening, all you can do is prepare yourself as best you can. We had to ensure that if something were to happen to either of us, the other would be able to cope financially and be able to look after the most precious person in our lives. As a result, we immediately reviewed our protection policy, to be sure that it would provide adequate funds for our new family.

12 weeks on Alex has already changed so much, he’s put on plenty of weight and he continues to make us proud figuring out new things daily. Despite feeling a little sleep deprived we simply can’t imagine life without him, and we really can’t wait to see him continue to grow and find out what the future has in store.